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Investments are a way to grow your money over time, like planting a tree that will bear fruits in the future. Various investment options exist, including stocks, bonds, gold, real estate, and start-ups. Each comes with its own risks and benefits. In this blog, we’ll explore different investment options and why property investment, especially with Vastu-compliant plotting, can be a smart choice.
Different Investment Options
Stocks: When you buy stocks, you’re purchasing a small part of a company. If the company performs well, the value of your stocks increases, allowing you to sell them for a profit. You might also earn dividends, which are payments made to shareholders. However, the stock market is unpredictable, and prices can change rapidly, posing a risk to your investment.
Bonds: Bonds are like loans you give to the government or a company in exchange for interest payments over a set period. Bonds are generally safer than stocks because they provide regular interest payments and return your principal amount at the end of the term. However, the returns are usually lower compared to stocks.
Gold: Gold is considered a safe investment, especially during economic uncertainty. People buy gold to protect their wealth, as its price can increase when other investments decline. However, gold does not provide regular income like stocks or bonds. It’s more about preserving value than generating income.
Real Estate: Real estate involves buying property such as land, houses, or commercial buildings. It is often seen as a stable investment because property values tend to increase over time. You can also earn rental income by leasing out your property. However, buying property requires significant money upfront and involves ongoing maintenance costs.
Start-Ups: Investing in start-ups means putting your money into new businesses. This can be very rewarding if the business succeeds, but it's also very risky. Many start-ups fail, leading to potential losses. Therefore, it’s crucial to research and understand the business before investing.
Why Property Investment is Better
Investing in property offers several advantages:
● Steady Income: Renting out your property can provide a regular stream of income, which can be helpful for consistent cash flow.
● Value Appreciation: Property values generally increase over time, allowing you to sell your property for a higher price than what you paid for it.
● Tax Benefits: Property investors can take advantage of various tax deductions, such as mortgage interest, property taxes, and other expenses related to managing the property.
● Stability: Real estate is considered more stable than stocks, with property prices not fluctuating as wildly, providing a sense of security.
Real estate contributes significantly to India’s economy, accounting for about 9-10% of the GDP. It creates numerous jobs, from construction workers to real estate agents, and stimulates other industries, such as building materials and home furnishings. A robust real estate market attracts foreign investments, boosting the economy further.
Opportunities in the Plotting Business
Investing in plots of land can be lucrative. Here are some types of plots you can consider:
● Residential Plots: Used for building homes, these can be profitable, especially in growing cities where housing demand is high.
● Commercial Plots: Designated for business use, like offices or retail spaces, commercial properties often generate higher rental income than residential properties.
● Industrial Plots: Used for factories and manufacturing units, these can be beneficial in areas with a strong industrial presence.
● Retail Plots: Used for retail stores and shopping centers, retail spaces can attract steady foot traffic, leading to consistent rental income.
● Mixed-Use Plots: These can be used for both residential and commercial purposes, offering flexibility and catering to a wider range of tenants.
● Special Purpose Plots: Used for specific needs, such as schools, hospitals, or religious buildings, investing in these can be beneficial in areas with specific community needs.
Challenges in the Plotting Business
While real estate investment has many benefits, it also comes with challenges:
● Liquidity: Real estate is not as liquid as other investments, making it difficult to quickly sell a property if you need cash.
● High Initial Cost: Buying property requires a large amount of money upfront, which can be a barrier for many potential investors.
● Market Conditions: Property values can decrease or remain stagnant due to local economic conditions, impacting the profitability of your investment.
● Legal Issues: Buying land involves navigating various legal processes, including ensuring clear titles, dealing with zoning laws, and obtaining necessary approvals.
● Financial Risks: Real estate projects can face delays and cost overruns, leading to financial difficulties. It’s important to have a contingency plan and manage your finances carefully.
The Role of Vastu Shastra in Property Investment
According to horoscopes, all aspects of plotting, including mathematical and directional considerations, are crucial. Vastu Shastra, an ancient science of architecture and planning, provides guidance for this. Vastu Shastra is not a religious text but a cultural science that has been in practice in Bharat (India) since ancient times. It is an advanced science expressed in technological terms, governing the planning of residential buildings, villages, and towns based on mathematical order and natural laws. Vastu Shastra is founded on the concepts of time and space.
Why Vastu-Compliant Plotting is Important: Poorly planned plotting can lead to numerous problems. In Vastu Shastra, plotting involves careful planning of roads, plot shapes, rainwater management, accident-free traffic, and alignment with the Earth’s latitude and longitude. Historical cities like Harappa and Mohenjo-Daro were designed with rectangular and circular plots. According to Vastu, the shape of any plot should be rectangular, and adjustments can be made horizontally or vertically as needed.
Types of Plotting:
Residential, Second Home, or Farmhouse Plots: Farmhouses offer a pollution-free environment, providing relief from busy city life stresses. According to Vastu:
○ Fun and enjoyment: East of Northeast
○ Peace of mind: Northeast
○ Length: South to North
○ Breadth: East to West
Industrial and Agricultural Plots: These plots aim to bring name, fame, credibility, goodwill, cash flow, expansions, and export opportunities. According to Vastu:
○ Length: East to West
○ Breadth: South to North
NRI (Non-Resident Indian) Plots: NRIs have tax benefits when investing in land in India. The value of Indian currency, potential returns, simplified buying process, availability of various plot types, high resale value, and growing population make these plots attractive. According to Vastu:
○ Length: East to West
○ Breadth: North to South
○ Axis: NE-SW or NW-SE
○ Plot Size: Golden Ratio and Ayadi Sutras
● If science promotes human welfare and spiritual well-being, it is Indian science. The Golden Ratio, varying by person or industry, includes ratios like 1:3/2, 1:9/4, and 1:6/2. Ayadi Sutras, based on Nakshatra (stars), help in determining the perimeter of plots for fast selling.
The formula for the perimeter (P) is:
2{ l+b } = p
{ l+b } = p/2
Angles in Plotting:
● Northeast: Should be extended like the Tirupati Balaji temple and always less than 90 degrees.
● Southwest: Must always be 90 degrees with no cuts or extensions.
Road Placement:
● Roads on South or West: Should be on the upper sides of plots.
● Roads on East or West: Should be on the lower sides of plots.
Balancing Divine Energies: Balancing the energies of Rudra Devata can protect from legal issues and enemies. Attracting Nag Devta increases client interest in plots, leading to fast sales and money conversion due to the blessings of Som and Bhallat Devta. An underground water tank in the Northeast brings positive vibrations.
Space Allocation: Leave extra space on all four sides of the plot so each individual can choose their entrance direction according to their horoscope and business nature.
Dealing with Unshaped Plots: For irregularly shaped plots, methods like Lanal, Dandak Moulik, and Chanturmukh can be used to sell them without wastage.
Conclusion
Investing in property can be a smart choice if done correctly. It offers stability and potential long-term growth but comes with challenges that require careful planning. By incorporating Vastu-compliant plotting, investors can enhance their chances of success and ensure their investments contribute positively to their financial goals. With the right approach, real estate can be a profitable and rewarding investment.
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